Canadian Insurance Contracts Law in a Nutshell
A concrete road map to insurance contracts law in Canada, this work provides a framework for navigating the statutes, regulations and case law that govern this complex area. The book succinctly covers all of the legal and practical aspects of contracting for insurance, from negotiations to termination, including • Nature of Insurance Law • How Legal Issues Arise • Where to Find Insurance Law • Making and Ending an Insurance Contract • Disclosure During Negotiations • Need to Have an Interest • Roles of Agents and Other Intermediaries • Form and Content of Insurance Contracts • Interpreting Insurance Policies • Making Claims • Excusing Defects in Claims and Other Defaults • Settling Claims and Resolving Disputes • Insurer’s Rights on Paying Claims • Claims Against More Than One Insurer • Rights of People Not Party to the Insurance Contract.
The work not only provides an excellent grounding in the law, but also identifies a method of solving the types of situations that can arise in practice. Highlights include • building a checklist of potential legal issues • review of the structure of insurance policies and typical exclusions, conditions and warranties • disclosure rules, which differ for each type of insurance contract (automobile, fire, life and others).
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