A Guide to Canadian Construction Insurance Law
provides a comprehensive review of the many types of insurance products applicable to Canadian construction projects. It is written in plain language by two leading construction law practitioners with extensive experience in respect of construction insurance and is accessible to all senior construction people.
Insurance is a key risk management tool for participants in the Canadian construction industry. The Guide provides a summary of the various kinds of insurable and uninsurable construction risks, followed by a description of how those risks are allocated in construction contracts and professional services agreements. The framework of a policy of insurance is described as are the key legal principles involved in understanding a policy of insurance.
The Guide provides an overview of the types of insurance policies commonly used on Canadian construction projects and also provides in-depth individual chapters analyzing the core insurances critical to any construction project including:
- Builder's Risk policies
- Commercial General Liability policies
- Professional Liability policies
- Boiler and Machinery and Contractor's Equipment policies
- Pollution Insurance
- Bonds and Default Insurance
The Guide summarizes and analyzes the leading cases in relation to each of these types of policies.
Other significant topics addressed include certificates of insurance, the role of insurance agents and brokers, material misrepresentation and fraud, and how to make a clam under a policy of insurance.