The Consolidated Bank Act and Regulations 2024-2025, 36th Edition written by practitioners for practitioners, this Consolidated Bank Act offers the full text of the Bank Act and regulations with the latest amendments. It includes the complete set of OSFI guidelines, guidance notes and advisories, and OSFI rulings.

Features include:

Consolidated text of the federal Bank Act and regulations
Pertinent sections of other legislation, including the Competition Act, the Office of the Superintendent of Financial Institutions Act, and the Financial Consumer Agency of Canada Act
Regulations under the Canada Deposit Insurance Corporation Act
An extensive collection of OSFI guidelines, guidance notes, advisories, rulings, and other regulatory documents
A Table of Concordance to the Bank Act, Trust and Loan Companies Act, Insurance Companies Act, Cooperative Credit Associations Act, and Canada Business Corporations Act to facilitate quick comparisons with relevant statutes
Editorial notes throughout providing practical information on the banking legislation and regulatory guidance

Updates in 36th Edition for 2024-2025

Updated Legislation:

Bank Act, S.C. 1991, c. 46
Financial Consumer Agency of Canada Act, S.C. 2001, c. 9
Office of the Superintendent of Financial Institutions Act, R.S.C. 1985, c. 18 (3rd Supp.), Pt. 1
Can. Reg. 99-120 – Canada Deposit Insurance Corporation Differential Premiums By-Law under the Canada Deposit Insurance Corporation Act
Can. Reg. 2001-360 – Regulations Implementing the United Nations Resolutions on the Suppression of Terrorism under the United Nations Act

Updated Guidelines, Guidance Notes and Advisories:

Guideline CARc1 – Capital Adequacy Requirements – 2024
Pillar 3 Disclosure Guideline for Small and Medium Sized Deposit-Taking Institutions (SMSBs) – 2024 (Nov. 30, 2023)
Pillar 3 Disclosure Guideline for Systematically Important Banks (D-SIBs) – 2024 (Nov. 30, 2023)
Third-Party Risk Management Guideline
Technology and Cyber Risk Management Guideline
Climate Risk Management Guideline
Operational Resilience and Operational Risk Management (Aug. 22, 2024)
Supervisory Framework

New Guidelines, Guidance Notes and Advisories:

Model Risk Management – Draft Guideline E-23
Integrity and Security Guideline (Jan. 31, 2024

Books

Legal

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